No, an extra account with Klarna is not necessary.

The principle is simple:
You generally have 30 days from the invoice date to pay your invoice.
You only pay once you have received the goods.
You shop in a relaxed manner, complete your order and check the products in the comfort of your own home.
The invoice will be sent either by email or separately by post.
You can view all your invoices at any time here or in the Klarna app view.

Sofortüberweisung is a direct bank transfer that works with your online banking details.

1. You select your country and your bank.
2. Log in with your online banking credentials. The data will be transmitted to your bank in encrypted form.
3. Some banks will send you an additional confirmation PIN to your smartphone, which you must use once to confirm your transaction.
4. Once the bank transfer is successful, the merchant receives a confirmation and immediately places the order.

This is how "pay immediately" by direct debit with Klarna works:

1. When making your purchase, select "pay now" at the checkout.
2. Select "Direct Debit" as your payment method.
3. Select your bank and log in. The money will be automatically debited from your account a few days later.
4. So you can pay even faster with one click on your next purchase, Klarna remembers your bank details. Absolutely secure and smooth!

You can pay with Apple Pay during the order process. To do so, you must confirm the payment via the Apple Pay service on a supported Apple device and follow the verification steps. Apple Pay uses the payment information you have stored in the Apple Wallet app for the transaction. For more information, see https://support.apple.com/de-de/HT201469.

You can pay with Google Pay during the order process. To do so, you must confirm the payment using the "Google Pay" mobile app on a supported device and follow the verification steps. Google Pay uses the payment details you have stored in the app for the transaction. You can find more information on Google Pay.